Stuarts -They are better than you think they are.
I'm on a one man crusade to prove that the best tank in late war, point for point is the humble Stuart M5 light tank. I am aware that this is an uphill struggle to pursuade people of it's merits, but one day I will get the chance to take on Ben in a Stuart Vs Panzer IV/70 fight to the death and when I emerge triumphant on my one remaining light tank, I will be able to insist we get a new logo replacing the silly Gudarian's ducks with a proper tank, from early war, in late war.
Anyway, there are a number of options for using Stuarts in late war, should you choose to, the British use them as recce, the soviets use them as a 10 tank mass of awesomeness and the US use them in squadrons of 5 as a light tank in a number of lists. Having played around with the US options I think the best option is to go for Confident trained Stuarts and I tend to use the 3rd AD from overlord as I get to auto attack and spearhead, both if which are very useful, the first because this is a very, very aggressive army, and the second because spearheading let's you cover some more ground before the enemy start shooting you, which as we will see is absolutely vital.
Stuarts vs T34s, suicide you say? I think not...